Down Payment
Can I buy a house with no money down in Florida?
Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
Yes. VA loans (for eligible veterans and service members) and USDA loans (in eligible rural areas) both offer 100% financing with no down payment. Both are available across Florida.
If you don't qualify for those, Florida down payment assistance programs like Hometown Heroes can cover the down payment on an FHA or conventional loan, effectively getting you in with little to nothing down. We'll check which no- and low-down path fits you.
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