Freddie Mac
Freddie Mac is a government-sponsored enterprise that, like Fannie Mae, buys conforming loans to keep mortgage credit flowing.
What Freddie Mac means
It purchases loans from lenders and sets conforming guidelines through Loan Product Advisor. Together with Fannie Mae it shapes the conventional market.
Florida example
A Florida lender may sell a conforming loan to Freddie Mac instead of Fannie Mae. Either way the borrower's terms are set, and the sale frees the lender to make more loans.
What it is
Freddie Mac is a government-sponsored company that buys mortgages from lenders. Like Fannie Mae, it keeps the lending market liquid.
It also sets rules for conventional loans.
Why it matters
Freddie Mac guidelines affect your rate, down payment, and approval on conventional loans. Meeting them earns strong terms.
We know both Freddie and Fannie rules well. Apply now and we will find your best conventional fit.
Related program: Learn more →
Verify the details for your own situation against these government and agency sources: FHFA conforming loan limits and CFPB Owning a Home guide.