Non-Resident Buyers

Foreign National Loan in Delray Beach, FL

Your licensed Delray Beach mortgage broker for foreign national loans. We shop multiple lenders to find the right Foreign National terms for your Delray Beachpurchase, and close in 14–21 days.

$480,000

Median Home Price

Non-Resident Buyers

Foreign National Highlight

33444

Primary ZIP

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Get Pre-Approved in Delray Beach

5 minutes · No cost · Soft credit pull only

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NMLS# 1859012 · Equal Housing Lender

Foreign National Loan · Delray Beach

Foreign National Loans From Your Delray Beach Mortgage Broker

A foreign national loan finances U.S. property for buyers who are not residents and have no U.S. credit or Social Security number. Florida draws international buyers, and these programs qualify them on assets and foreign income instead of a domestic credit profile.

Delray Beach's median near $480,000 puts many purchases at the move-up end of Palm Beach County, where loan size and structure start to matter. We line up the Foreign National terms against that price point before you commit.

Delray Beach's Atlantic Avenue energy keeps demand high, and prices put many purchases right around the conforming line. That makes the conventional-versus-jumbo decision a real one for buyers here.

What a Foreign National Loan Offers in Delray Beach

✓No U.S. credit history or SSN required

✓25–40% down depending on the lender

✓Foreign income and assets document the file

✓Can close in an individual name or an LLC

✓Second homes and investment purchases both eligible

✓Reserves and a U.S. bank account strengthen approval

As a broker rather than a bank, we compare foreign national loan pricing across lenders for your Delray Beachprice point at no cost. Start with a five-minute application or call (561) 300-0380 and we will map the numbers to your situation. You can also read the full Foreign National Loan program guide.

Foreign National Loan Snapshot

US CreditNot required

Minimum Down25–40%

IncomeForeign income / assets

Best ForNon-resident international buyers

CityDelray Beach

CountyPalm Beach County

Broker NMLS#1859012

How It Works in Delray Beach

Apply Online

5 min · soft credit pull only

Match Program

We shop lenders for your Foreign National terms

Processing

Our team handles paperwork

In Delray Beach — typically 14–21 days

FAQ

Foreign National Loan in Delray Beach Questions

Can a foreign national buy property in Delray Beach?

Yes. Non-residents can finance a Delray Beach home with no U.S. credit or Social Security number. Expect 25 to 40% down, with qualifying based on foreign income and assets. Delray Beach sees steady international demand, and we place these loans regularly.

Do I need a U.S. bank account?

It helps considerably. A U.S. account makes funding and payments cleaner and reassures the lender. Reserves held in the U.S. also strengthen the file. We will tell you what to set up before you apply.

Where can I get a foreign national loan in Delray Beach, FL?

Mortgage Capital is a licensed Florida mortgage broker (NMLS# 1859012) writing foreign national loans in Delray Beach and across Palm Beach County. As a broker we shop multiple lenders for the program, so you see real Delray Beach pricing rather than one bank's box. Call (561) 300-0380 or apply online.

How fast can a foreign national loan close in Delray Beach?

Most Delray Beach loans close in 14–21 days, with pre-approval usually under 24 hours. The exact timeline shifts with the program, the property, and the seller. A fully underwritten pre-approval is the best way to keep your Delray Beach closing on schedule.

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Delray Beach Mortgage Broker Foreign National Loan Program Guide All Florida Loan Programs All Florida Cities Apply for Pre-Approval

Foreign National Loan in Delray Beach?

Your local Delray Beachmortgage broker — 5-minute pre-approval, honest rates, fast closing.

(561) 300-0380

Rates are illustrative only. APR and payments vary by credit score, loan amount, and market conditions. Subject to credit approval. Not a commitment to lend. NMLS# 1859012. Equal Housing Lender.