Refinance
What is an FHA streamline refinance?
Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
An FHA streamline refinance lets you lower your rate or payment on an existing FHA loan with minimal documentation — often no appraisal, no income verification, and reduced credit review.
It requires about 210 days of seasoning, six on-time payments, and a net tangible benefit. It's the fastest way for FHA owners to drop their rate. We'll confirm you meet the seasoning and benefit tests.
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