What is a VA loan?
Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
A VA loan is a mortgage guaranteed by the Department of Veterans Affairs for eligible veterans, active-duty members, and some surviving spouses. It offers $0 down, no monthly mortgage insurance, and competitive rates.
You'll need a Certificate of Eligibility and the home as your primary residence. A one-time funding fee applies (waived for many disabled veterans). With Florida's military presence, we close VA loans constantly.
A benefit you earned
A VA loan is a mortgage backed by the Department of Veterans Affairs for eligible veterans, active-duty service members, and certain surviving spouses. It offers zero down payment and no monthly mortgage insurance.
It is one of the strongest home loan benefits available, thanks to your service.
The key perks
Beyond zero down, VA loans often have lower rates and easier credit requirements than conventional loans. You can also reuse the benefit more than once.
We help Florida veterans use this benefit fully. Apply now and we will start your VA loan.