VA Loans
What is a VA loan?
Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
A VA loan is a mortgage guaranteed by the Department of Veterans Affairs for eligible veterans, active-duty members, and some surviving spouses. It offers $0 down, no monthly mortgage insurance, and competitive rates.
You'll need a Certificate of Eligibility and the home as your primary residence. A one-time funding fee applies (waived for many disabled veterans). With Florida's military presence, we close VA loans constantly.
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