Who is eligible for a VA loan?
Eligibility covers veterans, active-duty service members, National Guard and Reserve members with qualifying service, and certain surviving spouses. Service-length requirements vary by era and duty type.
Eligibility is proven with a Certificate of Eligibility, which we obtain for you. We'll confirm your service qualifies and pull the COE so your VA purchase moves quickly.
Service-based eligibility
VA loan eligibility is based on your service. Most veterans, active-duty members, National Guard and Reserve members with enough service, and some surviving spouses qualify.
Eligibility is proven with a Certificate of Eligibility, which confirms you have met the service requirements.
Confirming your status
Service length requirements vary by era and duty type, but many who served qualify. We help you request your Certificate of Eligibility quickly.
Not sure if you qualify? Reach out and we will check your VA eligibility for free.
Verify the details for your own situation against these government and agency sources: VA home loan eligibility and Florida Housing Hometown Heroes.