How long after a foreclosure can I buy a home?

Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker

After a foreclosure the standard waits are three years for FHA, two years for VA, and seven years for conventional, measured from the completion date. Extenuating circumstances can reduce some periods.

We'll determine your exact eligibility date and help rebuild credit during the wait so your file is strong when you're ready.