How do I get pre-approved for a mortgage?

Pre-approval starts with a short application plus your income, asset, and credit information. A licensed loan officer reviews it and issues a letter stating the loan amount you qualify for, which sellers expect with any offer.

Most of our Florida buyers get a same-day pre-approval letter after submitting pay stubs, W-2s, and bank statements. Unlike a quick pre-qualification, a real pre-approval is verified, so your offer carries more weight.

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