What is the difference between pre-qualified and pre-approved?

Pre-qualification is a quick estimate based on numbers you state, with nothing verified. Pre-approval is the real thing: a loan officer reviews your documents and credit and issues a letter a seller can trust.

In Florida's competitive markets, listing agents often won't take an offer seriously without a true pre-approval. We skip the soft pre-qual and get you fully pre-approved so your offer competes.

Related Process & Closing Questions