Affordability & Income
Can I use part-time income to qualify?
Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
Yes. Part-time income qualifies when you've held the position about two years, showing it's stable and ongoing. A new part-time job generally can't be counted until that history builds.
Two years of W-2s plus recent pay stubs document it. We'll fold qualifying part-time earnings into your total income.
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