HomeFAQCan I use a second job to qualify?
Affordability & Income

Can I use a second job to qualify?

Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker

Yes. Income from a second job counts once you have about a two-year history of working both, showing the extra income is stable. A second job started last month usually can't be counted yet.

We'll review the timeline of both jobs and, if the history holds, add the second income to expand your price range.

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How many years of income history do I need?Can I qualify with a new job?Can I qualify on one income?
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