Property Types
Can I rent out a second home?
Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
Occasionally, yes — second-home loans usually permit some short-term renting as long as you also use the home and don't rent it full-time. Renting it out year-round crosses into investment-property territory.
If your real plan is consistent rental income, an investment or DSCR loan is the honest fit and avoids occupancy issues. We'll match the loan to how you'll actually use the property.
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