Can I refinance an investment property?

Yes. You can refinance a rental for a lower rate or to pull cash out, though investment refinances require more equity — usually 25% to 30% — and carry slightly higher rates than primary homes.

A DSCR refinance qualifies on the property's rent instead of your personal income, which is ideal for investors with several properties. We'll choose the structure that frees up capital while keeping the payment workable.

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