Can I refinance a USDA loan?

Yes. USDA offers a streamlined-assist refinance that lowers your rate and payment with minimal documentation, no new appraisal in many cases, and no income recalculation. It's only for existing USDA loans.

You'll need a net payment reduction and current payments. It's the simplest way for USDA owners to capture a lower rate. We'll confirm you meet the streamlined-assist requirements.

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