How much equity do I need to refinance?

For a rate-and-term refinance, often very little — sometimes none on FHA and VA streamlines. A conventional rate-and-term usually wants some equity, and a cash-out refinance requires you keep 20% equity (25% on rentals).

Florida's appreciation means many owners have more equity than they realize. We'll pull a value estimate and tell you which refinance your equity supports.

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