Can I get a mortgage as a gig worker?

Yes. Gig and platform workers (rideshare, delivery, freelance) qualify with two years of tax returns or, more flexibly, with a 1099 or bank statement loan that uses gross earnings or deposits.

Because gig income swings, lenders look for consistency over 24 months. We'll calculate your qualifying income from whichever method captures your true earnings and get you approved.

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