Jumbo Loans
Can I get a jumbo loan while self-employed?
Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
Yes. Self-employed borrowers get jumbo loans with two years of tax returns, or through bank statement jumbo programs that qualify on deposits instead of net income. Strong reserves help.
If write-offs lower your taxable income, the bank statement route often qualifies you for more. We'll choose the documentation method that maximizes your jumbo approval.
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