HomeFAQCan I get a jumbo loan for a second home?
Jumbo Loans

Can I get a jumbo loan for a second home?

Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker

Yes. Jumbo financing is available for second homes, common for higher-priced Florida vacation properties. Expect a larger down payment and reserve requirement than a primary residence.

The home must be a genuine second home, not a rental. We'll match your file to a second-home jumbo program with terms that work for a part-time residence.

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