HomeFAQCan first-time buyers get a jumbo loan?
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Can first-time buyers get a jumbo loan?

Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker

Yes. First-time buyers can get jumbo loans, though lenders look closely at credit, reserves, and down payment since there's no prior ownership track record. Strong income and savings make it work.

Some programs allow first-time jumbo buyers with 10% down and good credit. We'll position your file to meet the extra scrutiny first-timers face on jumbo loans.

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