Union County Mortgage Broker
Your trusted Union County Mortgage Brokerfor FHA, Conventional, VA, USDA, Jumbo & Down Payment Assistance. As a licensed mortgage broker in Union County, we shop dozens of lenders to find you the best rate. Furthermore, we close loans across all Union Countycities — typically in 14–21 days.
Home Loans in Union County
Florida's smallest county by area, Union offers affordable rural homes near Gainesville with full USDA eligibility.
As your licensed Union County Mortgage Broker (NMLS# 1859012), Mortgage Capital offers personalized mortgage solutions for every buyer in Union County— from first-time buyers to seasoned investors. Additionally, our team is based in South Florida, so we know the local market, the neighborhoods, and the specific programs that work best for Union County borrowers.
Mortgage Broker Services Across Union County
Whether you are buying in a major city or a smaller community, our Union County Mortgage Broker team covers every zip code. Click your city below for local market data and mortgage programs.
Union County Mortgage Questions
What does a Union County mortgage broker do?
A Union County mortgage broker acts as an intermediary between you and dozens of lenders. Furthermore, unlike a bank that only offers its own products, a mortgage broker shops multiple lenders to find the best rate for your specific situation. As a result, Union County borrowers typically access more competitive rates and programs than they would by going directly to a single bank.
What loan programs are available in Union County?
Union County home buyers have access to FHA loans (3.5% down), Conventional loans (3% down), VA loans ($0 down for veterans), USDA loans in eligible zones, Jumbo loans for higher-priced properties, and Down Payment Assistance programs. Additionally, the Florida Hometown Heroes program provides up to $35,000 in assistance for first responders, educators, and healthcare workers.
How fast can I get pre-approved for a Union County mortgage?
Most Union County borrowers receive a pre-approval letter the same day they apply. First, complete our 5-minute online application. Then, a licensed loan officer reviews your file. However, if you need to make an offer quickly, call us directly at (561) 300-0380 — we prioritize same-day pre-approvals for Union County buyers in competitive situations.
Ready for Your Union County Home Loan?
Your local Union County Mortgage Broker— NMLS# 1859012. Pre-approval in 5 minutes.
Rates are illustrative only. APR and payments vary by credit score, loan amount, and market conditions. Subject to credit approval. Not a commitment to lend. NMLS# 1859012. Equal Housing Lender.