Boca Raton Mortgage Broker
Your licensed Boca Raton Mortgage Brokerfor FHA, Conventional, VA, USDA & Down Payment Assistance home loans. As a trusted mortgage broker serving Boca Raton and all of Palm Beach County, we close loans in 14–21 days with honest rates and no surprises.
Boca Raton Mortgage Questions
How do I find a mortgage broker in Boca Raton, FL?
Mortgage Capital is a licensed Boca Raton Mortgage Broker (NMLS# 1859012). However, choosing the right broker matters because not all lenders offer the same programs or service. Because we are locally based in South Florida, we know the Boca Raton market and the specific programs available to Boca Raton buyers. Call us at (561) 300-0380 or apply online for a free consultation.
What is the minimum down payment for a home in Boca Raton?
The minimum down payment in Boca Raton depends on the loan program. For example, FHA loans require 3.5% down with a 580+ credit score, while Conventional loans start at 3% for qualifying first-time buyers. Furthermore, VA loans offer $0 down for eligible veterans, and USDA loans offer $0 down in eligible rural zones. Additionally, the Florida Hometown Heroes DPA can provide up to $35,000 in assistance, dramatically reducing what you need at closing.
How long does it take to close on a home in Boca Raton?
Most Boca Raton home loans close in 14–21 days with Mortgage Capital. Furthermore, our pre-approval process typically takes less than 24 hours. However, timelines can vary based on loan type, property condition, and seller cooperation. As a result, having a fully underwritten pre-approval letter from day one is the best way to strengthen your offer and accelerate the Boca Raton closing process.
Nearby Cities We Serve
Ready to Buy in Boca Raton?
Your local Boca Raton Mortgage Broker— 5-minute pre-approval, honest rates, fast closing.
Rates are illustrative only. APR and payments vary by credit score, loan amount, and market conditions. Subject to credit approval. Not a commitment to lend. NMLS# 1859012. Equal Housing Lender.