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How Union Workers Can Qualify for a Home Loan in Florida

Qualifying as one of Florida's union workers comes down to documenting income the right way and clearing a few simple steps. Here is exactly what it takes.

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Union Workers · Florida

How Union Workers Qualify in Florida

The income and credit are fine; the down payment and closing costs are usually what stand between you and the keys. Clear that, and the rest is straightforward. Here are the steps.

1

Get a soft-pull pre-approval so you know your real number before shopping.

2

Document two years of W2 income and keep your job history steady.

3

Pay down revolving balances to lift your score and lower your DTI.

4

Ask about pairing a low-down loan with Florida down payment assistance.

Documents to Have Ready
Last two pay stubs
Two years of W2s
Two months of bank statements
Photo ID
Award or bonus letters (if any)

Not sure which loan to qualify for? Start with the best programs for union workers, then apply.

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Rates are illustrative only. APR and payments vary by credit score, loan amount, and market conditions. Subject to credit approval. Not a commitment to lend. NMLS# 1859012. Equal Housing Lender.