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Active Military · How to Qualify

How Active Military Can Qualify for a Home Loan in Florida

Qualifying as one of Florida's active military comes down to documenting income the right way and clearing a few simple steps. Here is exactly what it takes.

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Active Military · Florida

How Active Military Qualify in Florida

PCS moves, deployment timing, and translating military pay into qualifying income trip up lenders who rarely write VA loans. Clear that, and the rest is straightforward. Here are the steps.

1

Pull your Certificate of Eligibility — we can request it for you in minutes.

2

Count BAH and base pay correctly; we know how underwriters treat allowances.

3

Plan around PCS or deployment dates so the closing lines up with your move.

4

Use the funding-fee exemption if you have a service-connected disability.

Documents to Have Ready
Certificate of Eligibility
Leave and Earnings Statement
DD-214 (if separated)
Bank statements
Photo ID

Not sure which loan to qualify for? Start with the best programs for active military, then apply.

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Rates are illustrative only. APR and payments vary by credit score, loan amount, and market conditions. Subject to credit approval. Not a commitment to lend. NMLS# 1859012. Equal Housing Lender.