Tax Lien
A tax lien is a government claim against a property for unpaid property taxes, taking priority over most other liens.
What Tax Lien means
Because tax liens outrank mortgages, they must be cleared before clear title transfers. Unpaid Florida property taxes can lead to a tax certificate sale.
Florida example
A Florida seller with delinquent property taxes must satisfy the tax lien from sale proceeds at closing. The title company confirms taxes are current so the buyer isn't saddled with the debt.
What it is
A tax lien is a claim placed on your property for unpaid taxes. It must be paid before you can sell or refinance with a clear title.
It takes priority over most other liens.
How it affects buying
A tax lien can stall a purchase or refinance until it is cleared. Lenders want a clean title before they fund.
We help spot and resolve liens early. Reach out and we will keep your closing on schedule.
Verify the details for your own situation against these government and agency sources: CFPB Owning a Home guide and HUD homebuyer resources.