Mortgage Glossary
Tax Lien
Defined by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
A tax lien is a government claim against a property for unpaid property taxes, taking priority over most other liens.
What Tax Lien means
Because tax liens outrank mortgages, they must be cleared before clear title transfers. Unpaid Florida property taxes can lead to a tax certificate sale.
Florida example
A Florida seller with delinquent property taxes must satisfy the tax lien from sale proceeds at closing. The title company confirms taxes are current so the buyer isn't saddled with the debt.
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