Federal Housing Administration
The Federal Housing Administration, or FHA, insures loans made by approved lenders. That insurance lets them offer low down payments.
What Federal Housing Administration means
FHA loans help buyers with lower credit or smaller savings. It is one of the most flexible programs.
Florida example
A first-time Florida buyer may use an FHA loan. It opens the door with just 3.5% down.
What it is
The Federal Housing Administration, or FHA, insures loans made by approved lenders. That insurance lets lenders offer low down payments.
FHA loans help buyers with lower credit or smaller savings.
Why it matters
FHA backing opens the door for many first-time and credit-challenged buyers. It is one of the most flexible programs.
We help you use FHA the smart way. Reach out and we will see if it fits your goals.
Related program: Learn more →
Verify the details for your own situation against these government and agency sources: HUD FHA loan program and HUD Handbook 4000.1 (FHA rules).