Encumbrance
Defined by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
An encumbrance is any claim or restriction on a property. A lien, easement, or unpaid tax can be one. It can limit how you use or sell the home.
What Encumbrance means
A title search reveals encumbrances. Some must be cleared before you close. Others, like easements, may simply stay.
Florida example
A Florida title search finds an old lien on the home. The buyer clears it before closing. That keeps the ownership clean.
What it is
An encumbrance is any claim or restriction on a property, like a lien, easement, or unpaid tax. It can limit how the owner uses or sells the home.
A title search reveals encumbrances.
Why it matters
Encumbrances must be understood, and some cleared, before you close. They affect your rights as an owner.
We help you spot and resolve them early. Reach out and we will keep your title clean.