Deed
Defined by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
A deed is the legal document that transfers ownership of real property from a seller to a buyer.
What Deed means
The deed names the grantor and grantee and describes the property. In Florida the warranty deed is most common because it guarantees the seller holds clear title, unlike a quitclaim deed.
Florida example
At a Florida closing, the seller signs a warranty deed conveying the home to the buyer. It's recorded with the county clerk. Recording publicly establishes the new owner and protects against competing claims.
Proof of ownership
A deed is the legal document that transfers ownership of a property from one party to another. At closing, the seller signs the deed over to you, making you the owner.
It is recorded in the county's public records to protect your claim to the home.
Types you may see
A warranty deed offers the strongest protection, guaranteeing clear title. A quitclaim deed transfers whatever interest the seller has with no guarantees.
Your title company handles the deed at closing. Reach out and we will explain which deed applies to your purchase.