Blanket Mortgage
A blanket mortgage is a single loan that covers multiple properties under one financing arrangement.
What Blanket Mortgage means
Investors and developers use blanket loans to finance several parcels at once and avoid separate closings. A release clause lets individual properties be sold off without paying the entire loan. It simplifies portfolio financing.
Florida example
A Florida investor financed four rental homes under one blanket mortgage, using the release clause to sell one property later without disturbing the loan on the other three.
What it is
A blanket mortgage covers more than one property under a single loan. Investors use it to finance several homes at once.
A release clause can free one property as it sells.
Who it fits
A blanket mortgage suits investors managing a portfolio who want one loan instead of many. It simplifies financing at scale.
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Verify the details for your own situation against these government and agency sources: CFPB Owning a Home guide and HUD homebuyer resources.