FHA Loans
What is the FHA loan limit in Florida?
Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
For 2025 the FHA loan limit in most Florida counties is $524,225 for a single-family home. Higher-cost counties like Monroe (the Keys) carry larger limits.
If your price exceeds the FHA limit, a conventional or jumbo loan is the alternative. We'll confirm the exact limit for the county you're buying in and whether FHA still fits your purchase.
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