Process & Closing
What is the closing process for a home in Florida?
Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
In Florida, closings are typically handled by a title company or real estate attorney. After your loan clears to close, you'll review the Closing Disclosure, sign documents, and the title company records the deed and disburses funds.
Florida is a 'wet funding' state, so funds move at signing. You'll bring a photo ID and a wire or cashier's check for your cash to close. We coordinate with the title company so closing day is smooth.
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