Costs & PMI
What is included in closing costs?
Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
Closing costs include lender fees (origination, underwriting), third-party fees (appraisal, title insurance, survey, recording), and prepaids (property taxes, homeowners insurance, and prepaid interest set aside in escrow).
In Florida, title insurance and the documentary stamp tax are notable line items. We itemize every cost on your Loan Estimate so you see exactly where the money goes.
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