FHA Loans
What are FHA loan requirements?
Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
FHA requires a 580 score for 3.5% down (500-579 needs 10%), a DTI generally up to 43%-50% with strong factors, two years of steady income, and the home as your primary residence within FHA loan limits.
The property must meet FHA's minimum condition standards at appraisal. We'll review each requirement against your profile and confirm you qualify.
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