How much are closing costs in Florida?

Closing costs in Florida typically run 2% to 5% of the purchase price for buyers. On a $350,000 home that's roughly $7,000 to $17,500, covering lender fees, title insurance, the appraisal, recording fees, and prepaid taxes and insurance.

Florida's documentary stamp tax and the cost of title insurance make our closing costs a bit higher than the national average, and homeowners insurance escrow can be steep near the coast. You can offset much of it with seller concessions or a lender credit, which we structure into the offer where possible.

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