How long can I lock my mortgage rate?

Locks commonly run 30 to 60 days, and longer locks of 90 days or more are available for a higher cost, useful for new construction or extended closings. The longer the lock, the higher the price.

You can sometimes extend a lock for a fee if closing slips. We match the lock length to your closing timeline so you're covered without paying for unused days.

Related Mortgage Rates Questions