VA Loans
How does a VA loan work in Florida?
Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
A VA loan lets eligible veterans, active-duty service members, and some surviving spouses buy with $0 down and no monthly mortgage insurance. It's one of the strongest loan programs available.
You'll need a Certificate of Eligibility and the home must be your primary residence. The VA charges a one-time funding fee (waived for many disabled veterans). With major bases across Florida, we close VA loans constantly and handle the COE for you.
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