Self-Employed
Do I need two years of self-employment to qualify?
Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
Usually, but not always. Standard guidelines want two years, yet certain conventional and non-QM programs accept one year of self-employment when you have prior experience in the same field.
A one-year bank statement loan is another route. We'll review your background and tell you which program fits your time in business.
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