Can I skip the appraisal on a streamline refinance?

Often yes. FHA and VA streamline refinances typically don't require a new appraisal, since they don't take cash out and the goal is a lower rate or payment. That saves time and the appraisal fee.

Some conventional rate-and-term refinances also get an appraisal waiver. We'll confirm whether your streamline qualifies to skip the appraisal.

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