Self-Employed
Can I get a mortgage as an Uber driver?
Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
Yes. As a rideshare driver you're self-employed, so you qualify with two years of tax returns or a bank statement or 1099 loan based on deposits or gross pay. A steady earnings history helps most.
If mileage and expense deductions cut your net income, the bank statement route often qualifies you for more. We'll pick the method that works in your favor.
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