Home Equity
Can I get a HELOC on an investment property?
Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
Yes, though fewer lenders offer them and terms are tighter — expect a lower loan-to-value cap (often 70% to 75%) and a higher rate than a HELOC on a primary residence.
It's a useful way to pull equity from one rental to fund the next. We work with lenders that offer investment-property HELOCs and will find the best available terms.
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