HomeFAQCan I buy a home making $75,000 a year?
Affordability & Income

Can I buy a home making $75,000 a year?

Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker

Yes. A $75,000 income generally supports a home around $300,000 to $360,000, depending on debt, down payment, and rate. It's a solid income for much of the Florida market.

Keeping other monthly debts low pushes that ceiling higher. We'll calculate your exact maximum based on your full financial picture and target county.

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