Can I buy a home after a foreclosure?

Yes. After a foreclosure the standard waiting periods are three years for FHA, two years for VA, and seven years for conventional, each measured from the completion date. Documented extenuating circumstances can shorten some of these.

During the wait, rebuilding credit and saving for a down payment positions you for a better rate when you're eligible. We track your timeline and tell you the earliest date you can apply for each program.

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