Sunrise, Broward County

Sunrise Mortgage Broker

Your licensed Sunrise Mortgage Brokerfor FHA, Conventional, VA, USDA & Down Payment Assistance home loans. As a trusted mortgage broker serving Sunrise and all of Broward County, we close loans in 14–21 days with honest rates and no surprises.

$420,000

Median Home Price

99,256

Population

33313

Primary ZIP

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Get Pre-Approved in Sunrise

5 minutes · No cost · Soft credit pull only

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NMLS# 1859012 · Equal Housing Lender

Home Loans in Sunrise

Sunrise Home Loan Programs

Mortgage Capital is your local Sunrise Mortgage Broker — licensed, experienced, and committed to getting Sunrise home buyers into the right loan program at the best available rate.

Whether you are purchasing your first home in Sunriseor refinancing an existing mortgage, our team provides personalized guidance from application to closing. Furthermore, as a mortgage broker — not a bank — we shop dozens of lenders to find you the most competitive Sunrise mortgage rates available in 2026.

Additionally, Sunrisebuyers have access to Florida's Down Payment Assistance programs, including the Hometown Heroes mortgage (up to $35,000 for first responders & educators) and Florida Housing Finance Corporation programs. Because every borrower's situation is unique, we start with a free consultation to identify the best fit.

Available Loan Programs in Sunrise

✓FHA loans with as little as 3.5% down

✓Conventional loans from 3% down

✓VA loans — $0 down for veterans

✓Down Payment Assistance — Hometown Heroes & FL Housing

✓Jumbo loans for higher-priced homes

✓DSCR investment loans — no W2 needed

The median home price in Sunrise is approximately $420,000. However, prices vary significantly by neighborhood and property type. As a result, the right loan program — and the right down payment strategy — depends on your specific target price range and financial situation.

Sunrise Market Data — 2026

CitySunrise

CountyBroward County

ZIP Code33313

Median Price$420,000

Population99,256

Avg Close Time14–21 Days

Broker NMLS#1859012

How It Works in Sunrise

Apply Online

5 min · soft credit pull only

Rate Lock

We shop lenders for your best rate

Processing

Our team handles paperwork

In Sunrise — typically 14–21 days

FAQ

Sunrise Mortgage Questions

How do I find a mortgage broker in Sunrise, FL?

Mortgage Capital is a licensed Sunrise Mortgage Broker (NMLS# 1859012). However, choosing the right broker matters because not all lenders offer the same programs or service. Because we are locally based in South Florida, we know the Sunrise market and the specific programs available to Sunrise buyers. Call us at (561) 300-0380 or apply online for a free consultation.

What is the minimum down payment for a home in Sunrise?

The minimum down payment in Sunrise depends on the loan program. For example, FHA loans require 3.5% down with a 580+ credit score, while Conventional loans start at 3% for qualifying first-time buyers. Furthermore, VA loans offer $0 down for eligible veterans, and USDA loans offer $0 down in eligible rural zones. Additionally, the Florida Hometown Heroes DPA can provide up to $35,000 in assistance, dramatically reducing what you need at closing.

How long does it take to close on a home in Sunrise?

Most Sunrise home loans close in 14–21 days with Mortgage Capital. Furthermore, our pre-approval process typically takes less than 24 hours. However, timelines can vary based on loan type, property condition, and seller cooperation. As a result, having a fully underwritten pre-approval letter from day one is the best way to strengthen your offer and accelerate the Sunrise closing process.

Also Serving Broward County

Nearby Cities We Serve

Explore Loan Programs

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Ready to Buy in Sunrise?

Your local Sunrise Mortgage Broker— 5-minute pre-approval, honest rates, fast closing.

(561) 300-0380

Rates are illustrative only. APR and payments vary by credit score, loan amount, and market conditions. Subject to credit approval. Not a commitment to lend. NMLS# 1859012. Equal Housing Lender.