At Mortgage Capital, we offer Asset-Based Loans (ABL) to help businesses access working capital using their assets as collateral. Whether you’re looking to fund expansion, manage cash flow, or refinance existing debt, our ABL solutions provide flexible financing tailored to your needs.

    What is Asset-Based Lending?

    Asset-Based Lending is a financing solution that allows businesses to secure loans based on the value of their assets, such as:
    Accounts Receivable – Convert unpaid invoices into working capital
    Inventory – Leverage inventory to secure funding
    Equipment & Machinery – Use business equipment as collateral
    Real Estate – Unlock liquidity from commercial properties

    How It Works

    1. Asset Evaluation – We assess the value of your assets.
    2. Loan Structuring – We determine your borrowing base based on asset value.
    3. Funding Access – Receive funds with flexible repayment terms.
    4. Ongoing Borrowing – As your assets grow, so does your borrowing potential.

    Benefits of Asset-Based Lending

    • Increased Liquidity – Gain immediate access to cash without selling assets.
    • Growth & Expansion – Secure the capital needed to scale your business.
    • Flexible Loan Terms – Customized financing that fits your cash flow cycle.
    • Faster Approval Process – Less reliance on credit scores compared to traditional loans.
    • Reduced Financial Strain – Convert illiquid assets into working capital.

    Who Can Benefit from Asset-Based Lending?

    Asset-Based Loans are ideal for businesses that:

    • Have valuable assets but need immediate cash flow
    • Experience seasonal fluctuations and require working capital
    • Are in high-growth phases and need funds for expansion
    • Want to refinance existing debt with more flexible terms
    • Operate in industries like manufacturing, wholesale, distribution, logistics, and retail

    Types of Asset-Based Loans We Offer

    • Revolving Lines of Credit – Borrow against your accounts receivable and inventory.
    • Term Loans – Secure funding with fixed repayment schedules.
    • Bridge Loans – Short-term financing to cover immediate cash flow needs.
    • Equipment Financing – Use business equipment as collateral for funding.
    • Commercial Real Estate Loans – Leverage property to secure capital.

    Why Choose Mortgage Capital?

    Flexible Financing – Borrow against various business assets.
    Growth-Oriented Solutions – Ideal for businesses looking to expand.
    Competitive Rates – Cost-effective alternative to traditional loans.
    Expert Guidance – Our specialists provide tailored funding solutions.

    Get Started Today!
    Call us at 561-300-0380 to discuss how Mortgage Capital can help fuel your business with an Asset-Based Loan.