1031 Exchange Savings Calculator

Looking to sell an investment property? Don’t let capital gains taxes eat into your profits. A 1031 exchange allows real estate investors to defer taxes by reinvesting proceeds into like-kind properties, preserving more capital for growth. Use our 1031 Exchange Savings Calculator to compare the cost of a taxable sale versus completing a 1031 exchange, and make a smarter investment decision.

What Is a 1031 Exchange?

A 1031 exchange, named after Section 1031 of the IRS tax code, allows you to defer capital gains taxes when selling a property and reinvesting the proceeds into another qualifying property. It’s a valuable strategy for investors aiming to:

  • Preserve equity
  • Grow their portfolio faster
  • Avoid immediate tax liabilities

However, timing and compliance matter. Use our calculator to determine if a 1031 exchange is worth pursuing based on your specific scenario.

What Can You Do With the 1031 Exchange Calculator?

Estimate Your Tax Savings Instantly
Compare Taxable Sale vs. 1031 Exchange
Account for Federal & State Capital Gains Taxes
Plan for Exchange Fees and Costs

Note: For customized tax advice, consult with a CPA or tax attorney.

Try the 1031 Exchange Savings Calculator

Enter Your Details:

Personal Tax Rates

  • Federal Capital Gains Tax Rate (0%, 15%, or 20%)
  • State Capital Gains Tax Rate

Current Property

  • Purchase Price
  • Sales Price (Minus Closing Costs)
  • Current Cost Basis

New Property

  • Number of Properties You’re Buying
  • Total Value of Replacement Property

Exchange Fees

  • Base Fee: $700
  • Per Property Fee: $500

Results You’ll See

  • Estimated Tax Liability Without 1031 Exchange
  • Total Cost of Doing a 1031 Exchange
  • Total Tax Savings with a 1031 Exchange

Take the guesswork out of your investment strategy and see exactly how much a 1031 exchange can save you.

Why Choose Mortgage Capital?

At Mortgage Capital, we help investors like you unlock the full potential of your real estate assets. From 1031 exchange financing to expert investment guidance, we’re here to help you grow your wealth efficiently and strategically.

Call us today at 561-300-0380 to speak with a 1031 exchange specialist.

More Tools for Real Estate Investors

  • Cash Flow Calculator – Measure your rental property’s income potential
  • Cash-on-Cash Return Calculator – Determine your ROI
  • House Flipping Profit Calculator – Estimate your flipping margins

Start Saving Now with a 1031 Exchange
Use our calculator to explore your savings, then talk to us about financing your next move.
Call 561-300-0380 for expert advice tailored to your investment goals.