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DSCR &
Hard Money Loans

Florida Home Mortgage Loans

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Home Equity Loans & HELOCs

Getting Pre-Approved

Mortgage pre-approval lets you find out what loans and interest rates you qualify for, so you can make stronger offers and find the right home for you.

Today’s Interest Rates

While your personal rate may vary, it’s important to see where the market stands and compare current mortgage and refinance rates.

Long-Term & Vacation Rental Loans

Long-term financing for single family residential rental properties. 30-year loans or vacation rentals, no personal income statements

DSCR Loan Florida

FHA loans are mortgages insured by the Federal Housing Administration. Best for first-time home buyers and borrowers with low credit scores or small down payments.

Hard Money Lender Florida

A hard money loan, also known as a bridge loan, is traditionally used to finance the acquisitions of property, improvements, and renovations, or as a short-term solution for real estate investors to stabilize rent.

0% Down Payment Assistance

Saving for a down payment on a home can be hard! Our FHA loans may be the best choice for buyers who are tired of renting, purchasing a first home, have less than perfect credit, or need a smaller down payment option. You can finance up to 96.5%

Non-QM Loans

Non-QM serves best when traditional banks are unable to provide financing in times when non-traditional income sources, credit issues, or high debt ratios become a problem. 


FHA First Time Home Buyers

Saving for a down payment on a home can be hard! Our FHA loans may be the best choice for buyers who are tired of renting, purchasing a first home, have less than perfect credit, or need a smaller down payment option. You can finance up to 96.5%

Conventional Loans

A conventional fixed-rate loan is the most common type of mortgage for buying residential properties, such as single-family homes, town homes, condos, or manufactured homes.. The interest rate is fixed at the beginning and remains the same throughout the life of the loan, so your principal and interest payment amount will never change.

New Construction Home Loans

Build your dream home with our flexible construction loan options. Build new, renovate, or tear down and start fresh. It’s easier with the right financing in your plans. Turn your dream home into a reality with a Construction Home Loan from us!

HELOCs & Home Equity Loans

Commercial loans are loans used to finance commercial real estate, such as office buildings, retail centres, hotels, or industrial properties. Commercial loans are offered by banks..

Florida Land & Lot Loans

Consumer loans are loans given to consumers to finance personal, family, or household purposes, such as buying a car, paying for education, consolidating debt, or making home..

FHA, VA, USDA, Conventional Loans with No Overlays | W2 Income Only Mortgages | Manufactured Homes | Manual Underwriting | Mortgages Down To 500 FICO | FHA 203k Loans | Down Payment Assistance | ITIN and DACA | No Ratio Loans | 1099 Only Mortgages | Non-QM Jumbo Loans | 90% LTV Jumbo Mortgages | Chapter 13 Bankruptcy Loans | No Credit Score Mortgages | Reverse Mortgages | Non-QM Loans | No-Doc Mortgages | Stated Income | Bank Statement Loans | Doctors Mortgages | Homes For Police and Fire | DSCR Loans | Fix and Flip | Construction Loans | HELOC | Bridge Loans | Commercial Loans | SBA Loans

Florida Local Loan Experts

The Fastest Local Hard Money Lender and Source for Financing

Florida DSCR Mortgages & Loans​

No Personal Income Verification Needed

Faster and Easier Approval Process

Flexibility in Property Types

Higher Loan Limits

No Limit on the Number of Properties Financed

Potential for Better Cash Flow

Can Be Used for Purchases, Refinances, and Cash-Out Refinances

Lower Interest Rates Compared to Hard Money Loans

Reduced Risk for Lenders

No Requirement for Tax Returns or W-2s

Scalability for Portfolio Growth

Asset-Based Lending

Ideal for Investors with High Cash Flow Properties

Florida Hard Money Lenders & Loans

Fast Approval and Funding

Flexible Underwriting Criteria

Ideal for “Fix and Flip” Investments

Financing for Non-Traditional Properties

Minimal Documentation Requirements

Higher Approval Rates

Opportunity for Negotiation (creative financing)

Short-Term Financing Solutions

Leverage for Property Auctions

Potential for High Returns

Asset-Based Lending

No Prepayment Penalties (in Many Cases)

Bridge Financing

Florida Mortgage Broker's Popular Service Areas

ALL Florida Counties
Alachua, Baker, Bay, Bradford, Brevard, Broward, Calhoun, Charlotte, Citrus, Clay, Collier, Columbia, DeSoto, Dixie, Duval, Escambia,

 Flagler, Franklin, Gadsden, Gilchrist, Glades, Gulf, Hamilton, Hardee, Hendry, Hernando, Highlands, Hillsborough, Holmes, Indian

 River, Jackson, Jefferson, Lafayette, Lake, Lee, Leon, Levy, Liberty, Madison, Manatee, Marion, Martin, Miami-Dade, Monroe, Nassau,

 Okaloosa, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Santa Rosa, Sarasota, Seminole, St. Johns, St.

 Lucie, Sumter, Suwannee, Taylor, Union, Volusia, Wakulla, Walton & Washington

Palm Beach County Home Mortgage Loans
Atlantis, Belle Glade, Boca Raton, Boynton Beach, Delray Beach, Gulf Stream, Haverhill, Highland Beach, Hypoluxo, Juno Beach,

 Jupiter, Lake Worth, Lantana, Manalapan, North Palm Beach, Palm Beach, Palm Beach Gardens, Palm Springs, Riviera Beach, Royal

 Palm Beach, South Palm Beach, Tequesta, Wellington, Westlake & West Palm Beach

Broward County Home Mortgage Loans
Coconut Creek, Cooper City, Coral Springs, Dania Beach, Davie, Deerfield Beach, Fort Lauderdale, Hallandale, Hillsboro Beach,

 Hollywood, Lauderdale Lakes, Lauderdale-by-the-Sea, Lauderhill, Lighthouse Point, Margate, Miramar, Oakland Park, Parkland,

 Pembroke Pines, Plantation, Pompano Beach, Southwest Ranches, Sunrise, Tamarac, Weston & Wilton Manors

Miami-Dade Home Mortgage Loans
Miami Gardens, Aventura, Golden Beach, Sunny Isles Beach, North Miami, Bal Harbour, Surfside, Biscayne Park, Opa-Locka, Miami

 Lakes, Hialeah, Doral, Miami Springs, Virginia Gardens, Sweetwater, Miami, Miami Beach, Key Biscayne, Coral Gables & Homestead

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