At Mortgage Capital, we specialize in Debt Service Coverage Ratio (DSCR) Investor Mortgages, offering a seamless and efficient way to finance investment properties. Unlike traditional loans, our DSCR loans allow you to qualify based on your property’s income potential—no personal income verification required!
Why Choose a DSCR Loan?
No Income or Employment Verification – Your approval is based on the property’s cash flow.
Fast & Streamlined Approval – No tax returns or complex paperwork.
Multiple Property Financing – No limit on the number of investment properties you can finance.
Flexible Loan Terms – Competitive rates and loan structures to meet your needs.
Great for Short-Term & Long-Term Rentals – Perfect for Airbnb, VRBO, and long-term leases.
How Do DSCR Loans Work?
The Debt Service Coverage Ratio (DSCR) measures a property’s ability to cover its debt obligations using rental income. If your property’s rental income is equal to or greater than your mortgage payment, you can qualify—no personal income documentation needed!
Example:
- Monthly Rent Income: $2,500
- Monthly Mortgage Payment: $2,000
- DSCR: 1.25 (Qualifies!)
Even if your DSCR is below 1.0, we offer flexible solutions to help investors secure financing!
What Can You Expect When Working With Us on DSCR Investor Mortgages
Personalized Investor-Focused Guidance
We understand real estate investing and tailor loan solutions to fit your financial strategy. Our team is here to help you maximize your buying power with the right loan structure.
Fast & Hassle-Free Processing
Forget the long waits and endless paperwork of traditional banks. Our streamlined application process ensures you get funding quickly so you can act fast on investment opportunities.
Expert Support from Start to Finish
From your initial consultation to closing, our experienced loan specialists guide you every step of the way, ensuring a smooth and stress-free experience.
Competitive Terms & Rates
We offer some of the most competitive interest rates and loan programs available for investors, helping you maximize returns.
Who Can Benefit from a DSCR Loan?
Real Estate Investors expanding their portfolio.
Self-Employed Borrowers looking for an alternative to traditional loans.
Short-Term Rental Owners (Airbnb, VRBO) leveraging rental income.
Seasoned & First-Time Investors who want to scale their investments without income verification hurdles.
Start Your Investment Journey Today!
At Mortgage Capital, we are committed to making real estate investing simpler, faster, and more accessible. Whether you’re purchasing your first investment property or expanding your portfolio, our DSCR Investor Mortgages provide the flexibility and ease you need to secure financing without the hassle of income verification.
Our team of experienced loan specialists is ready to guide you through the process, ensuring a smooth and stress-free experience from application to closing. Don’t let traditional lending requirements hold you back—take advantage of our competitive loan programs designed specifically for investors.
Call us now at 561-300-0380 to discuss your financing options or apply online today to get pre-approved and start building wealth through real estate with confidence!