Investing in rental properties is a powerful way to build long-term wealth—but the key to real success is maximizing your cash-on-cash return. At Mortgage Capital, we help real estate investors boost their ROI by securing tailored financing solutions designed to increase monthly cash flow and long-term equity.
What Is Cash-on-Cash Return?
Cash-on-Cash Return (CoC) is a crucial metric that measures the annual pre-tax cash flow of your investment property compared to your initial cash investment. This helps you understand the true profitability of your rental.
Formula:
Cash-on-Cash Return = Annual Cash Flow / Initial Cash Investment
How We Help You Maximize Returns
Low-Rate Investment Financing
Secure competitive mortgage rates to reduce monthly payments and increase profit margins.
Custom Loan Strategies
We match you with the ideal loan product—DSCR loans, conventional loans, and more—to align with your investment goals.
Expert Market Insights
Leverage our local and national real estate expertise to identify high-return markets.
Quick Closings
Our efficient loan process ensures you don’t miss out on opportunities—close fast and start earning sooner.
Example Cash-on-Cash Return Calculation
- Property Price: $250,000
- Down Payment (20%): $50,000
- Annual Rental Income: $24,000 ($2,000/month)
- Annual Expenses (Loan, Taxes, Insurance): $18,000
- Annual Net Cash Flow: $6,000
- Cash-on-Cash Return: 12%
The higher your return, the faster you can grow your portfolio and achieve financial freedom through passive income.
Why Work with Mortgage Capital?
We specialize in investment property loans and work with first-time and seasoned real estate investors alike. Whether you’re financing your first rental or scaling a multi-property portfolio, our team helps you:
- Access the best rental property mortgage rates
- Qualify based on your property’s income (not your personal income)
- Navigate the financing process with confidence
- Expand your investments with ease
Get Started Today
Contact us today to connect with a rental property loan specialist. Let’s maximize your rental property cash return—starting now.