Struggling with multiple loans, high interest rates, and scattered due dates? At Mortgage Capital, we make it easier to manage your finances. Use our Debt Consolidation Calculator to see how combining your debts into one low-interest loan could save you money and reduce stress.
What Is Debt Consolidation?
Debt consolidation is the process of combining multiple debts, such as credit cards, personal loans, or medical bills, into a single new loan. With a lower interest rate and one monthly payment, this strategy can simplify your finances and help you pay off debt faster.
How Our Debt Consolidation Calculator Works
Input Your Current Debts
Add balances, monthly payments, and interest rates for each loan or credit card.
Explore New Loan Terms
Adjust your desired interest rate and repayment term to model your new consolidated loan.
Instantly View Savings
See your new monthly payment, total interest saved, and projected payoff timeline.
You’ll get a clear side-by-side comparison, so you can make smarter, faster financial decisions.
Benefits of Debt Consolidation
Save on Interest
Reduce the total amount you’ll pay over time with a lower consolidated rate.
Simplify Your Payments
One payment. One due date. No more juggling multiple accounts.
Accelerate Debt Freedom
Customize your payoff plan to eliminate debt faster—and regain control.
Get Financial Clarity
Visualize your savings, compare options, and avoid the guesswork.
Is It Right for You?
Debt consolidation works best when:
- Your new loan offers a lower interest rate than your existing debts
- You qualify for favorable terms based on your credit score
- You’re committed to avoiding new debt during repayment
If that sounds like you, consolidation could be the smart move toward financial freedom.
Start Saving Today
Use our Debt Consolidation Calculator to see what’s possible—and find out how much you could save.
Need Help? Call us at 561-300-0380 for personalized guidance from our debt strategy experts.
Mortgage Capital is here to help you take the first step toward a simpler, more secure financial future.