Skip to content

Category: Purchasing a Home

Understanding Debt-to-Income Ratio

Buying a house is a big deal, and there’s some key phrases that you need to know. You can conquer the world of real estate once you understand a powerful
Read More...

How to Avoid Private Mortgage Insurance (PMI)

Imagine you’re on the edge of diving into homeownership—super thrilled to claim a piece of the real estate pie. But wait a minute! There’s a sneaky hurdle called Private Mortgage
Read More...

Renting vs. Buying: The Great Housing Debate

Are you caught in the dilemma of choosing between renting a cozy apartment or leaping into the exciting world of homeownership? It’s a big decision that countless individuals grapple with.
Read More...

How to Save for a Down Payment: 9 Tips for First-Time Homebuyers

Hey there, future homeowner! So, you’re thinking about getting your very own place, right? You might be wondering, how do you actually save up for the down payment? Don’t sweat
Read More...

The Benefits of Homeownership: Beyond Financial Gains

The financial benefits of homeownership are well documented, but the value of owning a home extends far beyond monetary considerations. While private mortgage insurance (PMI)  and large down payments may
Read More...

Get a Mortgage even if You Just Started a New Job

One of the things lenders look for in a good mortgage application is a minimum of two-years of solid work employment history. They want to have confidence that the borrower
Read More...
Closing Disclosure

How to Read a Closing Disclosure Page By Page

As you finalize your mortgage loan, your lender will give you a document called the closing disclosure. It contains lots of important information about your loan that you need to
Read More...

What To Do After Your Mortgage Closes

What to do after your Mortgage closes? Once you reach the closing day for your new mortgage, you may be wondering what to do next. There are several important steps
Read More...

Understanding the Differences between Second Homes and Investment Properties

You have probably heard people talk about second homes and investment properties. Or maybe vacation homes and rental properties. They can sometimes be used interchangeably but they actually have very
Read More...

What’s the Difference Between a Mortgage Co-Borrower and Co-Signer?

When trying to qualify for a mortgage, many homebuyers will apply with a co-borrower or co-signer to make their application stronger. Another person’s income, assets, or credit can sometimes be
Read More...

Get a free preview

Get a taste of our guides, templates, and resources, absolutely free.

Know EXACTLY How Much Home You Can Afford

Get pre-approved for a mortgage with as little as 3.5% Down

Lower My Rate & Monthly Payment

Refinance your existing mortgage to save money and tap into equity.

Get Your Mortgage Rate Quote!

Get Pre-Qualified Today By Contacting Us