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Category: Purchasing a Home

There are Lots of Reasons to Refinance Your Home

With interest rates doubling in the past year, you may think that it’s no longer a good time to refinance your mortgage. However, the truth is there may be some
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Can’t Quite Afford a House Yet? Consider a Co-Borrower

With home prices skyrocketing over the past few years, more first-time buyers are enlisting the help of more seasoned homeowners – namely their parents or grandparents – to be co-borrowers
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5 Crucial Questions to Ask When Buying a Condo

Not all homeownership looks like a single-family home with a white picket fence. There are all sorts of property types to help Americans realize the dream of becoming a homeowner.
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5 Questions to Ask Yourself Before Buying a Vacation Home

Buying a vacation home can be a great investment, whether for personal use, rental income, or both. However, purchasing a second home is a big decision, especially if you need
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Understanding Seller Concessions

The U.S. real estate market has been so hot over the past few years that many buyers may not have ever heard of seller concessions. With interest rates and inflation
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Is a 15-Year Fixed-Rate Mortgage Right for Me?

The most common home loan, by far, is the 30-year fixed-rate mortgage. It spreads out the principal and interest in an amortized pattern over three decades, allowing for manageable payments.
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Home Buying Options for Teachers

The teacher shortage is a growing concern, with 36,000 open positions nationwide. Stress from COVID-19 and low wages contribute to the issue. Public school teachers shape future generations, and supporting
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HUD Homes – Another Option for Buyers and Investors

In today’s competitive housing market, it is smart to look at all the possible avenues for becoming a homeowner. Especially if you are a first-time buyer or have less-than-perfect credit,
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What Tax Deductions are Available to Homeowners?

If you’re buying a home, it’s important to understand its effect on your taxes. There used to be many homeownership tax deductions, so will your taxes decrease? Here’s the scoop:
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Should I Buy a Home Now or Continue Renting?

On your path to homeownership, you may be unsure when it makes the most financial sense to take the plunge. Monthly mortgage payments can sometimes be more expensive than rent
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